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The Top 10 New Affordable House Plans for 2021

The Top 10 New Affordable House Plans for 2021
These affordable house plans won't break the bank.

By Courtney Pittman

Looking to build a home that is builder-friendly and stylish? We’ve got you covered. These affordable house plans keep costs down without skimping on smart amenities like island kitchens, luxury master baths, walk-in closets, and more. We’ve put together a list of some of our newest (and most popular) affordable house plans for 2021 – check it out below.

Explore our collection of affordable house plans here

Modest and Affordable Modern Farmhouse

House Plan Design - Farmhouse Exterior - Front Elevation Plan #430-245 Plan 430-245

Classic and modest, this affordable house plan gives you three bedrooms, two-and-a-half bathrooms (including the private master bathroom with dual sinks, a shower, and a soaking tub), and an open floor plan. You’ll find tons of nice surprises, like extra storage in the garage, a big pantry next to the island kitchen, and stylish barn doors. Long day? Relax on the spacious rear patio just off the great room. Check out the lockers by the garage.

Explore these mudroom locker ideas from HGTV

House Plan Design - The Top 10 New Affordable House Plans for 2021

Budget-Friendly House Plan with Cool Curb Appeal

House Plan Design - Traditional Exterior - Front Elevation Plan #923-191 Plan 923-191

Budget-friendly and beautiful, this new house plan gives you impressive curb appeal. Inside, the super-open layout features a kitchen island that overlooks the great room. In the master suite, you’ll find all kinds of nice surprises, like a big walk-in closet. Don’t miss the extra storage in the two-car garage.

House Plan Design - The Top 10 New Affordable House Plans for 2021

House Plan Design - The Top 10 New Affordable House Plans for 2021

Welcoming Cottage House Plan

House Plan Design - Cottage Exterior - Front Elevation Plan #44-247 Plan 44-247

A big porch gives a neighborly vibe to this little cottage house plan. The main living areas are really open, including the island kitchen. The dining area opens out to the back porch for indoor-outdoor living. You’ll love the generous pantry and the big walk-in closet in the master suite.

Check out these outdoor dining ideas from The Spruce

House Plan Design - The Top 10 New Affordable House Plans for 2021

Farmhouse Plan with Board-and-Batten Siding

House Plan Design - Farmhouse Exterior - Front Elevation Plan #44-248 Plan 44-248

Here’s an affordable house plan with farmhouse curb appeal. The wide front porch gives you tons of space for sitting outside on a nice day. The kitchen and dining space opens to the rear porch for extra outdoor living. A simple and modest layout creates easy flow and makes this design easy to build.

House Plan Design - The Top 10 New Affordable House Plans for 2021

New Farmhouse Design with Impressive Flow

House Plan Design - Farmhouse Exterior - Front Elevation Plan #430-246 Plan 430-246

This new farmhouse design makes smart use of space, from the kitchen’s island to the impressive flow between the great room and open dining area. The master suite treats you to a big shower, two sinks, and more. The dining area opens to the rear patio for outdoor living.

House Plan Design - The Top 10 New Affordable House Plans for 2021

Affordable Traditional House Plan

House Plan Design - Farmhouse Exterior - Front Elevation Plan #20-2427 Plan 20-2427

Easy to fit on a narrow lot, this traditional house plan makes great use of its 1,824 square feet. The kitchen opens up to the family room and dining area with a snack-bar peninsula, which provides the perfect spot for casual meals. Upstairs, the master suite invites you to unwind in style (don’t miss the two walk-in closets).

House Plan Design - The Top 10 New Affordable House Plans for 2021

House Plan Design - The Top 10 New Affordable House Plans for 2021

Relaxed House Plan with Open Floor Plan

House Plan Design - Farmhouse Exterior - Front Elevation Plan #430-243 Plan 430-243

This affordable farmhouse plan features an open layout and encourages relaxed living. The large island kitchen feels nice and modern, while a mudroom (with lockers!) keeps things tidy. A small covered patio fits into the footprint of the home to give you outdoor living space without requiring a big lot.

House Plan Design - The Top 10 New Affordable House Plans for 2021

House Plan Design - The Top 10 New Affordable House Plans for 2021

Simple and Affordable Design

House Plan Design - Farmhouse Exterior - Front Elevation Plan #20-2363 Plan 20-2363

This budget-friendly design shows how lovely and striking simplicity can be. The exterior exudes on-trend farmhouse style that feels clean and contemporary. A back patio gives you plenty of room to unwind after a long day. Here’s a practical touch: the drop zone on the way in from the two-car garage.

House Plan Design - The Top 10 New Affordable House Plans for 2021

Adorable House Design with Loft

House Plan Design - Cottage Exterior - Front Elevation Plan #430-117 Plan 430-117

This adorable little house plan fits nicely on a tight lot, yet still gives you an open floor plan inside. Check out the master suite’s huge walk-in closet and five-piece bathroom, which invites you to relax after a long day. Upstairs, the generous loft opens to all three bedrooms and the second full bath.

House Plan Design - The Top 10 New Affordable House Plans for 2021

House Plan Design - The Top 10 New Affordable House Plans for 2021

Stylish House Plan with Screened Porch

House Plan Design - Country Exterior - Front Elevation Plan #437-98 Plan 437-98

This stylish house plan does a lot with only 793 square feet. Explore the photos to see how surprisingly spacious the interior feels, thanks in part to the vaulted ceiling in the great room. A flex room gives you space for a home office if needed. Enjoy some downtime on the screened porch just off the main living spaces.

House Plan Design - The Top 10 New Affordable House Plans for 2021

Exclusive House Plan with Large Kitchen Island

House Plan Design - Farmhouse Exterior - Front Elevation Plan #929-1106 Plan 929-1106

This exclusive house plan gives you a variety of special details, from a skylight in the kitchen to double sinks in the owner’s bathroom. A simple, large island in the kitchen creates a contemporary feeling and provides plenty of counter space for prepping and enjoying casual meals.

House Plan Design - The Top 10 New Affordable House Plans for 2021

House Plan Design - The Top 10 New Affordable House Plans for 2021

Small Upscale Design

House Plan Design - Farmhouse Exterior - Front Elevation Plan #120-262 Plan 120-262

Here’s a surprisingly upscale house design under 1,500 square feet. The open living areas feature French doors to the back lanai, where a fireplace invites you to relax when the weather is cold. The huge utility room keeps you organized. Other highlights include the kitchen’s spacious island.

House Plan Design - The Top 10 New Affordable House Plans for 2021

House Plan Design - The Top 10 New Affordable House Plans for 2021

Discover more affordable house plans here